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Construction Mortgage Loans
Experience expert lending from the ground up
You need a home that meets your exact needs, which is why you've decided to have a new home built. Now, it’s time to build a mortgage that does the same. Learn how ’s expert lenders can help you find the loan type that works best for your project. The good news is, you’ve got options!
Construction End Loan
A permanent, long-term rate-locked loan – you don’t pay until after your home is finished.
Construction Draw Loan
You make interest-only payments as stages of the house are complete, then pay full principal and interest after the draw period is over.
Talk to your local mortgage originator for help making the right choice at a great rate and prequalify today to take the first step toward your new home.
New York Mortgage Originators
Dave Pentak
Mortgage Originator
NMLS #763686
Albany & Capital Region
54 State Street, Suite 100
Albany, NY 12210
Robert Esposito
Mortgage Originator
NMLS #763687
Albany & Capital Region
80 Wolf Road, Suite 101
Albany, NY 12205
Matthew Norris
Mortgage Originator
NMLS #571162
Chenango & Madison Counties
1 Madison Street
Hamilton, NY 13346
Christopher Hotchkiss
Mortgage Originator
NMLS #454702
Cortland
65 Main Street
Cortland, NY 13045
Lisa Johns
Mortgage Originator
NMLS #580562
Delaware & Schoharie Counties
156 Robinson Street
Binghamton, NY 13904
Salvatore Casale
Mortgage Originator
NMLS #580555
Fulton, Montgomery & Hamilton County Region
12 Fremont Street
Gloversville, NY 12078
John Hersey
Mortgage Originator
NMLS #580561
Glens Falls, Saratoga County & Southern Adirondack Region
86 Glen Street
Glens Falls, NY 12801
David Carter
Mortgage Originator
NMLS #580554
Greater Binghamton
1310 North Street - Suite 1
Endicott, NY 13760
Allen Fry
Mortgage Originator
NMLS #1540153
Northern Adirondack Region & Plattsburgh
2483 Main Street
Lake Placid, NY 12946
Larry Pentak
Mortgage Originator
NMLS #54052
Otsego County
1 Wall Street
Oneonta, NY 13820
Susan Bryerton
Mortgage Originator
NMLS #555908
Syracuse
700 North Main Street
Syracuse, NY 13212
Jamie Elwyn
Mortgage Originator
NMLS #49951
Syracuse, Oswego, Franklin & St. Lawrence Counties
8250 Cazenovia Road
Manlius, NY 13104
John Kearns
Mortgage Originator
NMLS #555911
Utica/Rome
1 Kirkland Avenue
Clinton, NY 13323
Jeffrey Witherwax
Mortgage Originator
NMLS #1087651
Utica/Rome
270 Genesee Street
Utica, NY 13502
Pennsylvania Mortgage Originators
Dominic Goffredo II
Mortgage Originator
NMLS #128072
Lackawanna, Luzerne & Susquehanna Counties
130 North Keyser Avenue
Scranton, PA 18504
Lynn Simmers
Mortgage Originator
NMLS #580576
Lackawanna & Wayne Counties
1187 Mount Cobb Road
Lake Ariel, PA 18436
Anthony Piestrak
Mortgage Originator
NMLS #159018
Monroe, Pike & Wayne Counties
736 Main Street
Dickson City, PA 18519
Maine, Massachusetts, New Hampshire & Vermont Mortgage Originators
Michael Huot
Mortgage Originator
NMLS #49782
Maine & New Hampshire
80 Canal Street
Manchester, NH 03101
Vincent Olivo
Mortgage Originator
NMLS #471697
Maine, Massachusetts & New Hampshire
100 Market Street, Suite 201
Portsmouth, NH 03801
Peter O'Brien
Mortgage Originator
NMLS #696424
Vermont
112 West Street
Rutland, VT 05701